OBD, oh bah dah.

[nonethefewer]

Today, I am apparently being an adult.

I started with apartment-shopping.  There's an apartment complex right down the street from me, so I went to their website and sent "Let's meet!" emails for three locations that they manage.

I looked up their applicant requirements, and noted that one was that the application may be rejected if, among other things, the applicant's outstanding bad debt (OBD) is over $2,500, or if they have more than 5 OBDs.

*anime sweatdrop*

So, I went to the website of a decent local credit union, to investigate their personal loans.  I heard advice from... someone... that one way to help out that whole credit score thing is to take out a bank loan, use that money to pay off (or help to pay off) a debt thing or three, then repay the loan on time.  Bam!  Improved credit.

One part on the application for that is entering my driver's license number.  My license expires on my birthday, which is one month minus one day from now.  Fantastic.  So now I'm reading up on getting my Oregon driver's license, which I should have done approximately a million years ago, give or take.  I'm hoping I won't need to do the driving test, given that my license right now is still valid.

Gah.  Being an adult is stupid.

Originally posted on Dreamwidth.  Number of comments so far:

Comments

[tisiphone.livejournal.com]

Erm... isn't that a lot of work to avoid moving further than down the street?

[the-xtina.livejournal.com]

I need the finances stuff done anyhow, I need the license stuff done anyhow, and anywhere I move to will have credit restrictions?

[jbsegal.livejournal.com]

Yeah. It's a good thing you're changing your license.

http://jbsegal.livejournal.com/2002/02/17/

[zandperl.livejournal.com]

Changing license from one state to another is typically very easy. Depending on the state, you bring your old state's driver's license and either proof of residence or proof of residency, and you're out in 5-30 minutes, depending on the line. My first driver's license was from AZ, and changing it to NY I had to bring a certain number of "points" proving I resided in NY state (I did not have to prove residency, that is citizenship or green card status) and turned in the AZ driver's license, and then to change that to MA I turned in my NY driver's license and proved residency (though MA does require proving citizenship/green card status, in my recollection it was easier to prove this to MA than proving simple residence was to NY).

[hawver.livejournal.com]

Being an adult is a lot of work. I suggest INTERNET FOREVER!!! instead.