Money management.
Nov. 7th, 2011 02:52 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
nonethefewerOkay, so, I apparently have two retirement fund-type things: one at John Hancock, and one at Paychex, both through my ex-employer. (At least I think the Paychex thing is retirement-based.) I would like to consolidate this all into one account, preferably not necessarily tied to an employer. So, questions:
* What are yall's recommendations for a good place to send this money to? Or should I stay at John Hancock?
** I do have existing normal accounts at ING and at Citibank. Should I check there, too?
* When I decide, and subsequently open an account, do I have to have the money immediately, or can I do some sort of transfer from Hancock to [new place]?
*I do plan to be employed in the future. Can I have $[amount] sent, per paycheck, to this account? I've only had retirement funds through work, so I don't know how work/personal goes.
**Alternate question: what if I decide to go with PlaceA, and an employer offers retirement fund matching stuff through PlaceB? I can have multiple accounts, no sweat.
* What are yall's recommendations for a good place to send this money to? Or should I stay at John Hancock?
** I do have existing normal accounts at ING and at Citibank. Should I check there, too?
* When I decide, and subsequently open an account, do I have to have the money immediately, or can I do some sort of transfer from Hancock to [new place]?
*
**
(no subject)
Date: 2011-11-07 08:11 pm (UTC)http://www.dol.gov/ebsa/faqs/faq_consumer_pension.html
I know some tentacle of Citibank handles retirement funds, so a good place to start might be talking to the Citibank rep at the local branch, the one who helped us with opening your account.
Also maybe useful:
http://www.nyc.gov/html/ofe/html/find/find.shtml#fecmanhattan