I am so awesome.
May. 22nd, 2009 12:15 pmNrgh. Issues with the tracker. That being, KTC and tips on credit purchases take a few business days to process. Which is fine, that makes sense to me, but it sometimes throws tracker stuff off.
In reconciling tracker with recent purchases, I updated my tracker a bit. What used to happen: if the balance didn't match the balance email, the bank-balance column would say "error!". This meant that any subsequent transactions wouldn't show a balance, they'd show "#VALUE!".
If the balance email doesn't match the balance, it now shows "error! - " and the amount that it's off. The next transaction calculates off the previous balance - and if it's an error, it calculates off the next previous transaction. So things like one error, or that $1 auth hold thing, won't throw me off, but I will continue to see that a mismatch occurred.
The "real-time balance" column continues to be awesome. I no longer have to guess at what I have left - there is a column that shows me exactly what I have left, based on what I spent. Not when it decided to go through at the bank, but when I used the card or wrote the check the end. Brilliance.
I think I will continue using the tracker, even with that annoyance thing, for the primary reason that it is totally working. Even if I avoid it for a few days, I still have the most recent real-time balance in my head, so I'm doing mental math based off that, not off the bank's balance. If that makes sense. And if I have to go back every few weeks and manually reconcile things... so what?
While I'm in here, I may add that "account" functionality I've been idly contemplating.
[eta] Did and did.
( Noodling. )
I'm not even going to bother disclaiming about whether it's silly or not, because the evidence totally shows that having a real-time recent balance helps me. Breaking it down to mine/bills should only improve this.
--
In conclusion, tomorrow will be my one-month anniversary of using my tracker. ONE WHOLE MONTH. WHAT THE HELL. I am so awesome.
In reconciling tracker with recent purchases, I updated my tracker a bit. What used to happen: if the balance didn't match the balance email, the bank-balance column would say "error!". This meant that any subsequent transactions wouldn't show a balance, they'd show "#VALUE!".
If the balance email doesn't match the balance, it now shows "error! - " and the amount that it's off. The next transaction calculates off the previous balance - and if it's an error, it calculates off the next previous transaction. So things like one error, or that $1 auth hold thing, won't throw me off, but I will continue to see that a mismatch occurred.
The "real-time balance" column continues to be awesome. I no longer have to guess at what I have left - there is a column that shows me exactly what I have left, based on what I spent. Not when it decided to go through at the bank, but when I used the card or wrote the check the end. Brilliance.
I think I will continue using the tracker, even with that annoyance thing, for the primary reason that it is totally working. Even if I avoid it for a few days, I still have the most recent real-time balance in my head, so I'm doing mental math based off that, not off the bank's balance. If that makes sense. And if I have to go back every few weeks and manually reconcile things... so what?
While I'm in here, I may add that "account" functionality I've been idly contemplating.
[eta] Did and did.
I'm not even going to bother disclaiming about whether it's silly or not, because the evidence totally shows that having a real-time recent balance helps me. Breaking it down to mine/bills should only improve this.
--
In conclusion, tomorrow will be my one-month anniversary of using my tracker. ONE WHOLE MONTH. WHAT THE HELL. I am so awesome.