Reason: I have a car worth, maybe, $1200, which now requires $850 in repairs. And yet I am doing it, for reasons that don't seem entirely clear to me but come down to something like this "where would I be able to find a $850 car?"
Oh, and while the bluebook value of my car is around $1200, the used car dealerships will only stock cars as low as around $3000 - $5000. I could borrow, of course, or tap into savings, but I would rather not do that. It is possible I could buy a used car directly in the $1000-1500 range, but I might still end up having to put money into repairing it.
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